Disclaimer

1. General Disclaimer

The information provided on this website is for general informational and educational purposes only. While we strive to keep all information accurate and up to date, UIDB Finance makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is strictly at your own risk. UIDB Finance shall not be held responsible for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of this website.

2. Not a Regulated Financial Entity

UIDB Finance operates as a financial services facilitator and is not registered as a bank under the Banking Regulation Act, 1949, or as an NBFC under the Reserve Bank of India Act, 1934. We are not regulated by the Reserve Bank of India (RBI) as a lending institution.

For insurance-related services, we act as a referral partner and do not hold an insurance broking or agency license under the Insurance Regulatory and Development Authority of India (IRDAI) regulations. All insurance products are offered through licensed insurance companies and their authorized agents.

3. No Guarantee of Loan or Insurance Approval

Submission of an application through UIDB Finance does not guarantee approval of any loan or insurance product. All approvals, interest rates, premiums, loan amounts, and terms are determined solely by the respective bank, NBFC, or insurance company based on their internal credit and underwriting policies.

Interest rates, processing fees, and other charges mentioned on this website are indicative only and may vary based on the applicant's profile, credit score, income, and the policies of the lending institution at the time of application.

4. Financial Advice Disclaimer

Nothing on this website constitutes financial, legal, tax, or investment advice. The content is provided for informational purposes only. Before making any financial decision, you are strongly advised to consult a qualified financial advisor, chartered accountant, or legal professional who can assess your individual circumstances.

5. Third-Party Information

Our website may reference or link to third-party websites, products, or services. UIDB Finance does not endorse, control, or take responsibility for the content, privacy practices, or services of any third-party websites. The inclusion of any link does not imply a recommendation or endorsement by UIDB Finance.

6. Accuracy of Information Provided by Users

UIDB Finance relies on the accuracy of information provided by users when submitting applications. We are not responsible for any consequences arising from incorrect, incomplete, or fraudulent information submitted by applicants. Providing false information to obtain financial products is a criminal offense under Indian law.

7. Market and Interest Rate Risks

Financial products such as loans and investment-linked insurance plans (ULIPs) are subject to market risks and interest rate fluctuations. Past performance of any financial product does not guarantee future results. Applicants should carefully read all product-related documents before committing to any financial product.

8. Grievance Redressal

If you have any grievance related to our services, please contact us directly. We are committed to resolving all complaints within 7 working days. For unresolved complaints related to banking products, you may approach the Banking Ombudsman under the RBI's Integrated Ombudsman Scheme. For insurance-related grievances, you may approach IRDAI's Bima Bharosa portal.

9. Contact Us

For any queries or concerns regarding this disclaimer, please reach out to us: